Lumni
Countries
| Country | Launched | |
|---|---|---|
| 🇨🇴 Columbia | ||
| 🇨🇱 Chile | ||
| 🇵🇪 Peru | ||
| 🇲🇽 Mexico |
ISA Terms
| Term | Value | Notes |
|---|---|---|
| Loan duration | 10 years | |
| Income sharing percentage | 14% | Payment calculated from gross income once income floor exceeded. |
| Minimum payment | ?? | |
| Maximum payment | ?? | |
| Income floor | ?? | Ratio of minimum wage |
| Income ceiling | ?? | Ratio of minimum wage |
| Total payments cap | 2x | Multiple of loan amount |
| Loan duration extensions | ?? |